Each NFDM online home ownership and mortgage e-book is written as a "how to do" book and can be printed from your computer. We make these books available to help guide individuals in all aspects of personal home ownership and help to improve home ownership literacy. Cancellation of Private Mortgage Insurance: Federal Law May Save you Hundreds of Dollars Each Year High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages) Home Equity Credit Lines Looking for the Best Mortgage? Shop, Compare, Negotiate Mortgage Discrimination Avoiding Home Equity Scams Home Sweet Home Improvement Home Ownership and Equity Protection Act