At NFDM, we understand just how important your home is to your peace of mind. Many people believe that they will never qualify for a home due to a series of financial problems. That is why we offer an array of services to meet your housing needs, including comprehensive housing counseling in the areas of pre-purchase, first time homebuyer programs, mortgage default and loan declination.

NFDM creates opportunities to guide Pinellas County residents along the path toward homeownership. Whether your are experiencing damaged credit, inconsistent employment history, or massive debt weighing you down, there is light at the end of the tunnel!